Hello to everyone.  Thanks for reading! First I’d like to ***ure you that I am the last guy you need to talk to regarding a refinance for your home, you don't have to look for anyone with better rates!  My company is one of the largest in the nation. We have relationships with the top lenders in turn give us the best RATES. Our volume, 50 to 100 million a month, gets us wholesale pricing, a savings which we p*** on to you. If you work closely with me, I can close your loan in 15 days. You will have no out of pocket expenses. You will not have a payment for 30 to 45 days. We do all the paperwork.  Not you. We will come to your home to close.  Your convenience means everything to us. Our large number of programs and investors will give you the widest possible selection.  Feel free to shoot me an e-mail and we can talk over all the details of trade!!

Thank you for your time!